Fleet Insurance
Protect your fleet today. Compare quotes from multiple brokers.
Compare fleet insurance?
Compare Fleet Insurance is a comparative website that provides you with multiple quotes for fleet insurance or multi car insurance. Comparing deals available on the marketplace is the first step in shopping for a good deal. By completing one simple online form you will have access to multiple fleet insurance quotes from a panel of fleet insurance brokers.
Fleet insurance provides cover for all your commercial motors under one easy to manage policy. This type of cover is flexible and can be used to insure 2 or more vehicles. A mix of vehicles can be included for example cars, vans and lorries. Fleet insurance quotes are available for personal household fleets and small or large business fleets.
Fleet types and levels of fleet cover available
If you need more than 1 vehicle to operate your business, then most likely you will qualify for fleet cover, some of the most common business models include:
In practice any business that has two or more vehicles can apply for motor fleet insurance. Families with multiple cars can take advantage and apply for family fleet insurance.
Levels of Fleet Cover available
Comprehensive Cover
Also termed "fully comp" this is the highest level of cover and includes the following:
Third Party Fire & Theft
Third party is the legal minimum with fire and theft being an added optional. This may be a cost effective approach for large commercial fleets that can makes it cost effective to partly self insure. This level of cover is less expensive, but that is reflected in the level of cover provided.
Third Party Only
Typical Exclusions in a Fleet Policy
Be aware that most policies will have conditions that will exclude you making claims. These may include:
When purchasing cover take time to consider other aspects, for example, does it include cover for driving in Europe? Will you need breakdown cover or goods in transit(GIT) cover. These are all important questions that should be considered prior to the purchase of your policy.
On some items such as windscreen repair and breakdown cover it may be cheaper to deal direct with a nationwide service provider. This may also be the case for fleet windscreen cover.
How to compare fleet cover policies
In order to make fair comparisons it is important to identify which core elements that you wish to be standard in your policy. Next look at any additional types of cover that you wish to have included, for example breakdown cover. Taking this approach will help ensure that your quotes include only the items that you need. It should also make it easier for you to compare the offers that you receive. We have listed the key areas of comparison below:
Who is able to drive on a fleet policy?
Standard vehicle insurance is normally limited to one driver or named drivers. However, fleet insurance policies normally offer any driver insurance as standard. This gives greater flexibility and lets you easily replace one driver at short notice. This type of policy is also called a multi driver fleet policy.
It is worth noting that if your business model only requires named drivers then requesting named drivers will likely reduce your annual premium.
How to make savings on fleet insurance cover
One way to find the best price is to shop around. You can get started by using the quote option below and compare a range of policies.
This a practical driving test introduced by the UK government that takes at least 6 hours. Some brokers will offer a discount if your drivers have passed this test. Doing some online research will help you find other ways to reduce the cost of fleet cover.
Check your fleet cover policy for unnecessary extras
Always check what is included in your insurance policy. Remove any cover that your business does not need. At the same time you need to be careful that you don't omit cover that is required. Be sure to take out a good level of cover for the items listed below.
About Compare fleet Insurance
Comparefleetinsurance.co.uk is a leading comparative comparison service that provides quotes from a panel of insurance providers. We specialise in providing quotes for fleet insurance and multi car cover by completing a simple quote request form.
Compare Fleet insurance quotes
We understand that a standard policy may need altered to meet with your specific needs. As such we allow you to tailor your policy to include only what you need and exclude items that are unnecessary. Compare Fleet works in partnership with QuoteSearcher who provide a simple form which once completed is submitted to a specialist panel of brokers. These brokers will be in contact via the telephone to provide you with quotes on your motor fleet insurance
Compare Fleet Insurance
Protect your fleet today. Compare quotes from multiple brokers.