February 20, 2019

Aviva multicar insurance review

Aviva multicar insurance review

In this Aviva multi car insurance review we have delved into the particulars of this largest general insurance company in the UK. Their history of being in business reaches back to 1696, but the current name Aviva was not used until 2002.

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Why is Aviva not on most insurance comparison websites?

On an insurance comparison website, the key factor being compared is the annual premium costs a driver would pay. The lowest cost type of coverage for any insurance company is Third Party insurance. Aviva does not offer that category. They only offer Comprehensive and Third Party Fire and Theft. Because of that their multicar insurance rates will not appear on the comparison websites.  

What separates Aviva Insurance policies from other companies?

Aviva does not offer the minimum type of auto insurance coverage for a very good reason; they feel the public should have adequate coverage to financially protect them when on the roads in the UK. The policies issued by Aviva have many benefits most other fleet insurance brokers do not offer or charge a hefty fee for adding.

With an Aviva auto insurance policy, you get to chose what is to be covered and at what level. This makes it possible for each driver to get the type of coverage they need. This includes the following;

  • Different levels of courtesy car services and recovery of your vehicle coverage
  • Legal support in case of a lawsuit
  • Coverage when travelling in the European Union across the channel
  • Personal accident coverage

Aviva over 50s Multicar Insurance

Aviva does not offer a specific multi car insurance product for the over 50s, but if you're over 50 you can still benefit from generous no claims discounts. So if you are over 50 and a careful driver you will be rewarded with additional driver discounts.

Adam Beckett Director at Aviva has been recorded as saying that the Aviva policy will meet the needs of multi vehicle homes and offers an affordable solution. The discount  mentioned was of up to a third off your second car, this may well have changed in the interim

What enhancements are included in the comprehensive coverage?

This is the type of coverage for a driver who needs or wants the best coverage for financial protection. With additions to the policy there is a higher premium cost, but this protection could be less expensive than paying for many of these items out of your pocket if an incident occurs. The enhancements include;

  • The uninsured driver’s promise is protection if a driver is hit by uninsured motorists which the policy holder will keep their No Claims discount in place and you will be reimbursed for any excesses you paid.
  • The No Claim Discount can also be guaranteed for the life of the policy when the excess limit is £250 or more, there have been no claims in the past 5 years and the driver is over the age of 21.
  • The replacement or payment made for lost or damaged personal items, windscreens, locks and even audio devices.

How to obtain an Aviva insurance quote

Since Aviva is not on comparison website, the only way to obtain a price quote is to contact an Aviva insurance agent or have your insurance broker request a quote.

Final word on Aviva

Like any business there are happy and upset customers expressing their views. In general the Aviva insurance company makes it easy for last minute changes to a policy so the driver can have the coverage they need at a level they will be happy with. The biggest complaint with this insurance company is the continuous rising of premium costs. That is common fact across the entire auto insurance business sector independentd of what company you might use.

Get a range of Quotes

Whilst we can not provide quotes from Aviva we can provide a range quotes from other UK to brokers. To compare the market for multi car insurance should only take a few minutes of your time. Getting a range of quote  from the top providers of multicar insurance will give you a good overview of the available options currently available in the marketplace and what solution is best for you or your family. Get started and select the blue button below. compare the market multi car insurance

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