Family Fleet Insurance

Protect your home fleet today. Compare quotes from multiple brokers.

  • Multiple quotes for family fleet insurance
  • Private policy tailored to your family needs
  • UK and European Insurance Cover
  • Include classic cars, campervans, 4x4, bikes
  • Complete one quick and easy form
  • Breakdown assistance

Benefits of family fleet car insurance

Family fleet insurance has grown in popularity within the UK. Why? Because it is often the most efficient and cheapest way to cover all of your family home vehicles. We mention vehicles to highlight the fact that the home fleet cover need not be limited to motor cars. This type of cover is similar to car fleet insurance, but is aimed for small families with more than one car based at the same residence.   

Family fleet car insurance policies are flexible and not restricted to family cars. You can include any from the list below in your family policy. We work in partnership with QuoteSearcher who provide a simple form which once completed is submitted to a specialist panel of brokers. Brokers from the select panel will be in contact via the telephone to provide you quotes tailored to your requirements.

  • Campervans
  • Motorbikes
  • Pickups, 4x4's
  • Vans
  • Classic cars, Bikes or Campers
  • Imported Cars

Any household with more than one car should consider a home fleet car insurance package. Apart from normally working out to be the best option you will have one policy rather than multiple policies.  Compare Fleet Insurance works in partnership with QuoteSearcher who provide a simple form which once completed is submitted to a specialist panel of brokers.

One possible benefit of fleet insurance  is that can work out cheaper than choosing the traditional one policy one car approach. In addition, for families with drivers under 25 it may be easier and more cost-efficient to get them added to a private fleet policy.

Please note, whilst choosing private family fleet insurance policy should reduce costs of taking out multi car insurance policies, always compare fleet insurance against taking out individual policies before making your final decision.

Tailored quotes for your family needs

It is likely that each family member will require different levels of cover ranging from third party to fully comprehensive. The panel can tailor family fleet insurance policies to you and your families personal needs. For example choose a low mileage policy for classic cars that you only use a few times per year.  You may also wish to restrict some vehicles in your home policy to named drivers only. All this and more is possible with a home fleet policy. 

Listed below, are some things that you and your family should consider at the onset. With an agreed set of requirements then start comparing the family fleet insurance options available. This way you will be comparing policies that provide you with the cover that you need.

  • Any vehicle category can be added to the policy, for example bikes, jeeps, minibuses, MPVs or your campervan.
  • Choose the level of cover required for each vehicle.
  • For cars that fall within the high insurance categories why not restrict to named  drivers over 25 and save on costs.
  • Under a family policy young divers can normally be added for less than if they were to take out their own individual insurance. Please speak with your broker first as it is not always the case. 
  • For vehicles that are driven only occasionally choose limited mileage or pay as you go policies. 

Can I lower the costs of home fleet car insurance?

Insurance is not cheap, but can be reduced by taking some simple steps as listed below.  The list is not exhaustive, but is actionable advice on how you can lower your family fleet insurance. 

  • Beef up security by adding industry approved devices that will deter the car thief. Immobilizers and tracking devices both fall into this category
  • Safe driving: By driving safely you will most likely make fewer claims against your underwriter. This will be a key factor in determining your policy premium, when renewal times comes around. 
  • Safe overnight parking or add an alarm system to detect intruders in your parkway?
  • Add a  black box to record how you drive. This can then be used as evidence to help reduce your premium or qualify for a discount. 
  • Restrict your family fleet car insurance policy to named driver or drivers.
  • Get a range of quotes from both comparative and direct from broker websites. This will take time, but should pay dividends if you find a good deal which meets with your family driving requirements.
  • All policies come with an excess. This is the amount your family member will be responsible for if they make a claim. Some brokers will reduce your premium if you agree to a higher excess, which is something to consider, especially if you have a good history of no claims.

Driving in Europe

Will your family require comprehensive cover for driving in Europe? Some policies have limited cover for Europe. Even if you have a fully comprehensive cover, European cover may be restricted to third parties. Another factor will be the frequency of travel to Europe. As such If you will be travelling to Europe take time to check that  your cover is adequate. The panel of brokers can provide additional cover if required

Easy and Quick Claim Process

The speed that the insurance company processes claims should not be overlooked as some brokers can take longer than others. The panel  offer a fast and quick claim process. The broker will be available to answer your questions during what can often be a stressful period.

Flexible payment options & online documentation

The policy documentation is available immediately after purchase and is stored in the cloud for easy access. Should the internet go down it is also advisable to print off a hard copy. Keep the hard copy in your car.  

You also choose the frequency of payments from one annual payment to monthly instatements. The panel can offer the following payment options: 

  • Monthly
  • Quarterly
  • Annual
  • One policy
  • One renewal date
  • Any motor vehicle
Family Fleet Insurance

How to get a family fleet insurance quote 

The quote process is easy and fast. Simply select "Start your quote" button below and complete a simple form. 

Family fleet insurance comparison made easy

We will display the results in a way that will make it easy to quickly compare the offers. This will help you find and select the best deal. Remember when it comes to home car fleet insurance the best deal is not always the cheapest. When choosing a policy provider look not only at price, but also what it covered.

Family Fleet Insurance