Multi Car Insurance Quotes

Protect your fleet today. Compare quotes from multiple brokers.

  • Multiple quotes
  • Compare insurance policies
  • Breakdown assistance
  • All vehicles Cars, Truck, Vans, Bikes..
  • Complete one quick and easy form
  • UK and European Insurance Cover

Compare cheap multi car insurance

Multi car insurance enables you to insure more than one car and should be considered for a business with more than 2 cars. The cost for multiple car insurance should work out cheaper than insuring 2 vehicles or more on separate policies. As an added bonus additional cars, vans or bikes can normally be added later, at a discounted rate. 

multi car insurance

Whilst these policies are convenient they do not come with a guarantee of being the cheapest option. It is always a good idea to compare all the available options and that includes taking out individual policies.

Can I add another vehicle type to a multi car policy?

Most brokers will allow you to add other vehicles such as vans, motorbikes or a motorhome. In addition you can add any additional cars to your policy and most brokers  will reward this with a further discount.

Discounts for over 50's Multicar Insurance

The over 50’s can sometimes get favorable rates as this age group pose less risk to the insurer. Offers and conditions are always changing, but AVIVA has had a long reputation of give additional discounts to the over 50’s with a good history of no claims.

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Flexible Cover

'Named drivers, any driver, comprehensive or third party, fire and theft on different vehicles - the multi car insurance approach can be as flexible as your requirements dictate'

Advantages of multi car insurance 

  • In most cases it will work out cheaper than taking out individual policies.
  • Complete a simple online form only.
  • Full online Documentation available instantly on completion.
  • Full range of cover available plus additional features ( Fully Comprehensive, Third party , Fire & Theft, Public Liability & Breakdown Cover).
  • All cars are insured under one policy.
  • Brokers in general will provide discounts if and when you add additional cars to your existing policy.

Manage costs 

All cars on a multi-car policy need not have the same start date, as one car policy ends it can be added to the multi policy. So rather than having one large lump sum payment, your policy payments will be spread out over the year.

Who offers multi car Insurance?

With the cost of buying a new home many children stay at home longer and it is not unusual to have 3 or more vehicles at one residence. This triggered the insurance industry to come with multi vehicle cover product aiming at these households. Because so many households have more than 2 cars you should find all brokers will offer this option. The best multi car insurance brokers will vary and what is best for you may not be the best for the next person. 

Ways to save on your multi car insurance costs

Below we have highlighted some steps that can be taken to lower your insurance premiums

  • Adjust the Excess Level :  Agreeing to increase the amount that you are liable for in the event of an accident should lead to reduced premiums.  
  • Insurance Comparison : At policy renewal time shop around and get quotes from a range of brokers and make comparisons of what is on offer
  • Paying your insurance in one lump sum will avoid additional interest and work out cheaper than paying monthly. The savings can be significant. 
  • Check online driving forums for the latest news. Most brokers will offer incentives for new business. As such when it comes renewal time check what options are available with other brokers.

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Multi car insurance can be tailored to your requirements

We understand that no standard policy will fit all. As such we can tailor the policy with any amendments or additions that you require. We make each policy individual to the end user, unlike some of our competitors. This way we have a loyal following of customers that come back year after year and spread the word to friends and family members.

Is monthly multicar insurance available

Most brokers will give you the option to pay for your multi car insurance as one lump sum or spread it over the year, with agreed payment points. The most popular way to pay for multi car insurance is by monthly installments. 

Policy documents stored online

In addition to emailing you your policy documents most brokers will also store them online. Online is great, but do make a hard copy to keep in your vehicle as the internet is not always available or signals can be too weak. These important documents will be instantly available on policy confirmation.

Compare the market for the best multi-car insurance deal 

We aim to make it easier for you to see what multi car insurance options are currently available. We do this by collating responses from a wide range of insurance brokers that can provide you with cheap multi car insurance. We only work with reputable names in the brokerage industry. This translates to a better service in processing any claims that may arise during the lifetime of the policy.

We will provide you with a comprehensive list of the results from a range of brokers. We will display the results in a format that will allow you to easily compare a wide range of car fleet insurance options available. 

Multicar insurance FAQ's

Can I add named drivers ?

Yes like car insurance you can contact your broker to or change named drivers. Take note, only named drivers for one vehicle can not automatically drive other vehicles on the policy. 

Can I also insure my work vehicle

This will depend on your broker. To be considered you will need to be the registered keeper of the vehicle and must be kept at the same address as your multi car residence address.

Will it affect my no claims (NCB) if someone else makes a claim?

It will only affect the driver that is responsible and who makes the claim. However, if it is a named driver that you have added to your policy, then it could impact your personal NCB. Can my individual claims history be negatively affected if another policy member has an accident?  With this type of  policy each owner driver should hold a separate no claims record.  As such if one driver happens to have an accident it will only impact their no claims bonus record. Please check your policy details as this should be made clear. A good policy should only penalise drivers that have been responsible for an accident. However, do check any proposed policy to ensure that is the case.

Can you have a multi car policy at different addresses?

Most brokers will only offer multicar cover for vehicles located at the same address. Some brokers may offer cover from different address, for example a child at university.

Can I have different insurance for different cars?


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