Taxi Fleet Insurance

Protect your taxi fleet today. Compare quotes from multiple brokers.

Multiple fleet insurance quotes
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Compare Taxi Fleet Insurance

Need to compare the cost of taxi fleet insurance? We can provide multiple quotes from UK brokers that deal exclusively in providing cover for taxis and hire and reward fleets. If your business model is offering self drive hire vehicles then you will need self driver hire insurance.

Taxi Fleet Insurance - Flexible payments

In addition to having your taxi fleet insurance policy tailored to your exact business requirements, brokers can normally provide you with a choice of easy pay options.

one off annual payment
Regular monthly debit payments
Quarterly payment option
Biannual bank transfers

How to reduce the costs of taxi fleet insurance running costs

Providing insurance coverage for a large or small fleet of taxis is expensive. As such it is prudent to look at approaches to reducing costs. The good news is that hire for reward premium insurance costs can be reduced by taking some or all of the following steps

Any fleet that is serviced on a regular basis and maintained to a high standard will spend less time off the road. In reducing the number of breakdowns or road accidents your taxi fleet will be busy providing a paid service, rather than in a garage for repair.
Reduce both insurance and running costs by keeping to vehicles categories that are both cheap to buy and cheap to repair
Introduce limiters, this technology has been around for a long time and involves adding a governor to prevent speeding. This has many obvious advantages. However, it is not widely used within the taxi industry. Rejection by the taxi drivers is normally cited as the reason for the low uptake.
Driver training should be ongoing. Well trained drivers are more confident and knowledgeable and are less likely to be involved in driving accidents. Training will ensure they understand the important of daily safety checks and other measures to reduce risk. They can also carry out daily safety checks at the start of their shift.
Select only drivers with a clean record and over 25. These two factors will help in reducing your annual or monthly policy costs. Incidentally annual payments should also reduce the cost of your premium. For more details on hire for reward and private hire best practice please read this governmental document

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Benefits of taking taxi fleet insurance

Private hire fleet insurance can be for any fleet size ranging 2,3,4,5 upwards. Getting a good deal on fleet cover will help reduce your running costs. The money that you save can be used to expand your taxi business by spending more on marketing.

Many taxis have more than one hire for reward vehicle. As such multi cover will ease the paperwork and headache associated with separate policies .
You only deal with one underwriter enabling a good relationship to grow over time.
These types of policies are renowned for their flexibility thus you can tailor the package for your taxi firm cover requirements. For example including an option such as taxi breakdown recovery. Before adding in these extras do check if it would be more cost effective to contract the service out to a specialist, for example the local breakdown recovery company.
Fleet cover should work out cheaper than insuring your fleet under individual policies and it obviously makes the management and accounting much easier.
Dealing exclusively with an industry specialist in this niche market will ensure you get the best advice and guidance from the underwriters of your policy.

Taxi fleet insurance policies tailored to your requirements

We understand that each taxi business is different. Because of this we are able to offer policies that can be tailored to the individual needs of your business. If these should change simply let us know and we can work together to make the necessary changes so you are always covered.

Taxi insurance documents available online

The process is both easy and fast. The quote form we use requires the minimal detail necessary to provide you with multiple quotes. After you find a policy provider that you like, the next step is to make payment.

Upon payment completion we will email you the full policy documentation. The policy details are also stored in the cloud making them available from anywhere. You may also save these in your favorite online storage provider for example drop box.

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Taxi insurance is a legal requirement

In UK, hire for reward autos are crucial to public mobility. This is especially true in cities and towns with large populations, such as London, Manchester, Chelsea, Liverpool and others.

Taxi drivers like all drivers need to be vigilant when on these busy road. The drivers have to be aware of other motorists, cyclists and pedestrians to prevent road accidents. However, no matter how careful a minicab driver may be on the road, there is no way to tell when an accident will occur.

Sometimes, your employee may be driving safely, following all traffic rules but it is difficult to fully account and compensate for the actions of other drivers. Most accidents in UK happen due to over speeding, flouting of traffic rules and driving while under the influence of drugs or alcohol.

Compare taxi fleet insurance quickly

We can provide quotes for all types of fleet. If you have 2 or more taxi we can help in you to find suitable cover. Cover is available for private hire, public hire, black cabs , minicabs and larger MPV’s and minibuses.

We make it easy for you to quickly make a comparison of what is currently available in the insurance marketplace. Results are displayed in a tabular format to let you easily see the key differences in the policies on offer. This will let you narrow down your search quickly to the ones that offer taxi fleet insurance with an attractive price.

Compare Fleet Taxi Insurance

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