Small & Mini Fleet Insurance 

Compare prices to find a cheap mini fleet insurance policy

  • Multiple quotes from Specialist Brokers
  • UK and European Insurance Cover
  • Flexible payment methods Monthly, Quarterly Annual
  • Cars, Truck, Vans, Bikes , any Vehicle type
  • Complete one quick and easy form
  • Any driver insurance
  • UK and European Insurance Cover

Small Fleet Insurance for small business or family   

Small fleet insurance can cover large or small fleets with 1,2,3,4 or 5 vehicles and is the perfect solution for a small or growing business. The big plus of this type of cover is it gives you flexibility in what you can include with the added benefit that placing all of your vehicles into one mini fleet insurance policy will often be rewarded  with it a reduced annual insurance premium.

Mini or small  fleet insurance covers a  range of vehicles including not only cars, but vans, trucks, HGV's or any other automobile that gets you from A to B or is used to transporting people or goods for reward or any other business or personal usage. No fixed number defines a mini fleet, but the norm ranges from 2 to 16, the exact number may vary from underwriter to underwriter.  

The mini fleet insurance types available are as follows

  • ​​​​Third party only
  • Third party with fire and theft
  • The top level comprehensive cover that will also include losses sustained by the owner

What is small fleet insurance?

At Compare Fleet Insurance we understand that a multitude of  small fleet variations exist and that small mini fleet insurance does not always mean covering one vehicle type and it is more common to have a variety of vehicle categories, for example vans ,trucks, cars and even courier bikes.

In general mini fleet insurance will provide cover for 2 to 5 vehicles, these vehicles may be of varying types. This type of cover is attractive to a wide range of commercial business types, for example catering vans, construction vans or undertaker vehicles. Why? Apart from in general leading to reduced premiums it is also easy to manage and budget for. 

How do I get multiple small fleet insurance quotes?

Are you looking to compare small fleet insurance policy premiums for your small business fleet with multiple UK underwriters quickly? By completing a quick online form we can distribute your insurance requirements to multiple UK brokers, that deal exclusively with small fleets.

Small fleet insurance products are designed with the fleet manager in mind and critically will help your business reduce costs, save time and minimize administrative workload. Take the leap and take advantage of the product that will provide your business with the flexibility to insure all your vehicles under one policy that is bespoke to your business requirements.

multi van insurance

In order to make the best use this service please ensure that you supply a valid email address and telephone number. Brokers will respond either via email or phone depending on your preferred method. Response time can vary dependent upon time of day and how busy the brokers are so do be patient and respond quickly to calls or emails from our brokers.

Types of insurance available

Vehicle insurance is not only a legal requirement it is also your social responsibility to ensure that should an accident occur any damage to the third party person and property are covered. All your business vehicles should have adequate cover when on the road as prescribed by law. Having the right level of cover will not only protect you, but also your drivers. Insurance available falls into 3 categories with an option to add additional cover or extras based upon your needs.

  • Comprehensive insurance also referred to as fully comp provides the highest level of cover, giving protection to not only the third party, but importantly to your vehicle and property.
  • Third party with fire and theft. If the accident is deemed to be your fault this will cover the third party. Your vehicle will not be covered, your cover will be for fire and theft only in this situation. 
  • Third party only the legal minimum to dive on the UK roads.

Mini fleet optional features and extras

Each multi fleet insurance policy offered will most likely have different inclusions and exclusions, excesses ( the amount that you are liable for ) and so forth. A few of the common ones are listed below. Be aware you are paying for these extras, as such if you do not need a particular type of cover, for example breakdown protection then do not include this in your policy.   

  • Cover for driving in Europe, normally capped at 90 days in one year sometimes included in the standard policy
  • Optional : Employer's liability insurance 
  • Optional : GIT which is goods in transit insurance 
  • Optional : Any driver is available, but better to keep to named drivers if possible. 
  • Optional : Cover for interruption of regular business. 
  • Optional : Protected no claims bonus, conditions normally apply, for example no claims for a period of five years.